What is OPD cover in HDFC Ergo?

Whether you are an active person who wakes up at 5 am and then goes for a run or you are the one who likes taking short naps all through the day and doing nothing actually, in both the cases you may fall sick. And as we talk about falling sick, we need to understand that once we are hospitalized, the medical bills may give us another shock. We all know how expensive medical treatments have become these days. To deal with the situation, one of the easiest things that you can do is to buy a health insurance policy.

With a health insurance policy, at least the finance-related problems and finding the hospital near your house get solved. You can choose a network hospital of your insurer, get the treatment, and avail of the cashless payment facility. However, while choosing a health insurance policy, we mostly think about the major medical treatments. Seldom do we think about the OPD and medicine charges. We do not realize that if we have elderly parents at home or if we are diabetic, we often need to visit the doctor and the charges only keep increasing. This is why while buying a health insurance plan we should consider an OPD cover as well.

One of the top insurance companies that offer the best OPD cover is HDFC Ergo. So, let us discuss HDFC Ergo OPD cover here today.

With the HDFC Ergo OPD cover, you will get the confidence that you do not need to pay for any expenses that are related to the OPD treatment. There are many medical treatments as well as procedures that do not need a patient to be hospitalized.

Some of the most common examples of treatments that are carried out in the OPD are doctor’s consultation, fractures, diagnostic tests, minor surgeries, and many more. When you have HDFC Ergo OPD cover, you can rest assured of not paying for such expenses directly from your pockets.

HDFC Ergo health insurance with OPD cover is good for one and all but it is even better for senior citizens. Senior citizens are more prone to injuries and also suffer from several health conditions like diabetes and hypertension. This needs them to visit the doctor often. When you have an HDFC Ergo OPD cover, these expenses will be taken care of by the insurance provider. You can also choose to pay the bills from your pocket and later you can file for reimbursement. The other option is the cashless treatment.

HDFC Ergo health insurance with OPD cover can be bought by people who frequently need to visit the OPD for purposes such as diagnostic tests, medication, or pharmacy. As a matter of fact, if we go by the data, 62% of our medical expenses are related to OPD. Therefore, if you have not bought an OPD cover yet, make sure you purchase one in the coming days and very soon.

Having a health insurance policy is the need of the hour. It will not only take care of your medical expenses but will also help you a lot to save a lot of money. Now, all that you need to do is to buy the OPD cover from HDFC Ergo.

If you want to take a look at the other health insurance and even the OPD covers also, you can take a look at the website of IIFL. You will come across a number of such health insurance plans and can accordingly choose the one that you think suits your needs. No make no more delays and explore the IIFL website to find the health insurance plan that is best for you.